Do Student Loan Deferments or Forbearances Impact Your Credit?
Did you know that an estimated 44.7 million people in the U.S. have student loan debt? This information is according to a report offered by the Federal Reserve Bank of New York back in 2018. At that time, the student loan debt was estimated to be as high as $1.47 trillion. That was just in 2018. […]
Get Something Removed from Your Credit Report
Having good credit is necessary if you ever want to be eligible for home loans, car loans, business loans, and the like. Your credit is also extremely fragile, so once something goes wrong, it can be complicated to correct that wrong. One small mistake can cost you years of progress on your credit, so here […]
Refinance a Mortgage with Bad Credit
The COVID-19 pandemic has wreaked havoc on citizen’s financial stability, with many missing mortgage installments and even facing foreclosure. If you are in this unfortunate boat, you may have heard about mortgage refinancing options available from most financial institutions and federal and state organizations.For those with good credit scores, this is a very viable relief […]
5 Simple Techniques to Optimize Your Credit Score
Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again. Without being aware of it, you could be damaging your credit score,which will affect your ability to apply for credit. So, we have a choice to make. We can […]
