Home Loans

Queens Mortgage Company Serving NY

Simplifying The Dream Simplifying Your Mortgage

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Best Mortgage Company in Queens NY!

At Premier Credit Plus, we understand and appreciate the vast significance of applying for a home loan. Our team of highly experienced loan officers work closely with each client to ensure the right plan based on budget, current needs and future growth.

We're on Your Side

We are a diligent group of talented and dedicated Manhattan Mortgage Company serving the New York, Brooklyn, Queens and Manhattan areas. Our ethics are based on integrity and honesty.

We prioritize your best interests to make sure that you get the most stable and affordable home loan packages available.

  • Low, daily wholesale rates
  • Streamlined Processes
  • Powerful customer testimonials
  • Professionalism and experience
  • Award winning results

Specialties

  • Home Purchase and Refinance Loans
  • Conventional Loans
  • FHA, VA & USDA
  • Fixed and Adjustable Rate ARM
  • FHA 203k Rehab
  • First Time Home Buyer Programs
  • Reverse Mortgages
  • HARP Home Affordable Refinance Programs
  • Jumbo Loans
  • Bad Credit Loans
  • Debt Consolidation packages
  • Construction & Renovation
  • Home Equity Loans

Loan Programs

Purchase Your Home

Allow Us to Help You Transform Your Dream Home Into Reality!

With us as your mortgage broker queens NY, you found your perfect home. If you are looking to own that dream home, we are going to help you achieve your goal. Now it’s your time to select a home loan package that is right for you. At Premier Credit Plus, we provide you with all the tools you need to make an informed and viable decision. We tailor our loan packages to suit your needs and offer favorable terms and rates on most of our products.

Are You a First Time Home Buyer?

We have some of the best affordable first time home buyer programs available!

With us as your mortgage broker queens NY, you found your perfect home. If you are looking to own that dream home, we are going to help you achieve your goal. Now it’s your time to select a home loan package that is right for you. At Premier Credit Plus, we provide you with all the tools you need to make an informed and viable decision. We tailor our loan packages to suit your needs and offer favorable terms and rates on most of our products.

Refinance

Is it the right time for you to refinance?

At Premier Credit Plus, we can offer you advice and the appropriate solution. Do you when the best time to refinance is? Is it when the rates have reduced or before your high payment shows? What is the best and worst time? Well, we have loan officers specialized in this area and will help you choose from the various Manhattan mortgage refinance options. We offer agreeable terms on refinancing, and you will also get tailored solutions from wherever you are.

VA Loans

Government Assisted Loans!

These are typical loans among first time home buyers, and they are not subject to credit checks and don’t require your credit history. The loans have low down payment requirements, making them an ideal solution for Veterans and their spouses. VA mortgages are usually guaranteed by the Department of Veteran’s Affairs. They feature 0% down, allowing all qualified veterans 100% favorable financing.

FHA 203K Rehab Loans

Home Repair and Upgrade Financing Available!

We are mortgage broker in Queens who have some of the most attractive mortgages with little or no down payment needed. Don’t worry about the terms, because we have some of the most favorable terms on this package. FHA mortgages often have a 3% down payment, and they are insured by the Federal Housing Administration (FHA).

Reverse Mortgages

Take Responsibility Your Financial Freedom!

Are you 62 years or older? Our reverse mortgage is unique and will enable you as a senior citizen to use part of your home equity without making any monthly payments. This home loan is meant for you, and we provide detailed information if you are interested. Contact us, and we’ll be happy to assist you.

Our Learning Center and Home Loan Guide

Traditional Mortgage Programs

At Premier Credit Plus, we have a full spectrum of conventional programs at very reasonable rates. Most of them offer low down-payment options and closing costs.

  • Our purchase loans are meant for investment, commercial and residential properties. They include the USDA, FHA, VA, variable or fixed rate loans, balloon and much more.
  • To build office premises, dream vacation villa or a brand new home, we have construction, FHA 203k and end loans available.
  • Our refinance, or home equity loans are cash-outs for debt consolidation, home improvements, lower your interest or use your equity to purchase another non-contingent home.

Why Should You Choose Us?

We are dedicated mortgage broker Brooklyn NY who will hold your hand throughout the entire process. We have vast experience in securing mortgage loans fast. We also offer a rigorous pre-underwrite of your loan file before submission. Utilize our knowledge so that you get effective and quick loan processing without any issues. We will make it easy for you to purchase a home, receive an FHA loan or refinance regardless of your financial situation or your needs. Our skilled loan officers will explore your financing options and help you to find your ideal loan package with bankruptcy and foreclosure, too much debt and less perfect credit score.

Unconventional Mortgage Programs

We have excellent loans for all our buyers who may not qualify for our conventional products. They include:

  • Home equity for consumers who are past bankruptcy or have imperfect credit
  • Stated-income or low-documentation mortgages for those who are self-employed
  • Reverse mortgage for homeowners who are 62 years or older for them to keep their homes and also receive monthly payment equity.

Our assurance is that if you are not qualified for a home loan, we will help you become creditworthy for you to qualify the next time. Our special outlook is often at the long-term benefit.

Our Personalized Services Ensure Professional Outcomes

Our goal is to promote home ownership with favorable terms. We are a reliable one-stop resource for all the families out there who are looking to achieve their dream of homeownership. Our packages are for all first time home buyers, those refinancing an existing mortgage or those who require more information on the FHA 203k home improvement loans.

At Premier Credit Plus, we liaise with lending institutions to fund your home loan requirements. Whatever your mortgage needs are, our specialists will be able to match you with the appropriate home loan program wherever you are. We help our valued clients to take responsibility for their finances by saving more money. Our mortgage broker Brooklyn
solutions help to reduce their monthly payments, consolidate their high-interest debts or provide cash for their much-needed expenses. Our loan officers will offer advice and guidance throughout the qualifying process and explain all your options for you to make an informed decision.

If you have less perfect credit or your income is unverifiable, we can help you acquire a special bad credit home loan, especially if you are a first-time homebuyer. We have tailored packages to help you with your dream of owning a home explicitly developed for you.