{"id":392,"date":"2020-07-01T17:12:02","date_gmt":"2020-07-01T17:12:02","guid":{"rendered":"https:\/\/premiercreditplus.com\/index.php\/2023\/02\/13\/5-simple-techniques-to-optimize-your-credit-score-2\/"},"modified":"2023-04-12T07:22:38","modified_gmt":"2023-04-12T07:22:38","slug":"5-simple-techniques-to-optimize-your-credit-score","status":"publish","type":"post","link":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/","title":{"rendered":"5 Simple Techniques to Optimize Your Credit Score"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"392\" class=\"elementor elementor-392\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3a1a00 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3a1a00\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47457565\" data-id=\"47457565\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-143b66fe elementor-widget elementor-widget-text-editor\" data-id=\"143b66fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 15-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tMost of us might already think that our credit score is top-notch, and there is no work to be done there.  Perhaps you should look again.  Without being aware of it, you could be damaging your credit score,which will affect your ability to apply for credit.  So, we have a choice to make.  We can either max out our credit cards or max out our credit score. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f46b848 elementor-widget elementor-widget-text-editor\" data-id=\"f46b848\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tMost of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again. Without being aware of it, you could be damaging your credit score,which will affect your ability to apply for credit. So, we have a choice to make. We can either max out our credit cards or max out our credit score.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5239cc84 elementor-widget elementor-widget-text-editor\" data-id=\"5239cc84\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tBy rights, we should be practicing these techniques as often as we can on an ongoing basis.  These tips will be helpful for you irrespective of your good or bad credit score.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14fd548b elementor-widget elementor-widget-heading\" data-id=\"14fd548b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 15-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h3 class=\"elementor-heading-title elementor-size-default\">Pay on Time<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-770f834f elementor-widget elementor-widget-text-editor\" data-id=\"770f834f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tOne would think that this is the easiest and most obvious thing in the world to do.  Personal experience tells me otherwise.  Paying on time is vital to building longevity with your credit.  Being late with payments will hurt your credit score. Only one late payment will inflict damage.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47fe791e elementor-widget elementor-widget-text-editor\" data-id=\"47fe791e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tAn important note to remember:If you can only pay the minimum amount, then by all means, do so.  What is critical here is that you MADE a payment regardless of the amount that is paid. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72c68950 elementor-widget elementor-widget-text-editor\" data-id=\"72c68950\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tConstant, reliable payment is incredibly telling,and it goes a long way to reducing your \u2018risk\u2019 factor. Being overshadowed by this will follow you wherever you go, making it difficult to shake off.  You start to build a reputation, if you will, for being a great and timeous payer, which dovetails neatly into building a lengthy credit history.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-457181cf elementor-widget elementor-widget-heading\" data-id=\"457181cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Limit the Number of Hard Inquiries Per Year<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2551b82b elementor-widget elementor-widget-text-editor\" data-id=\"2551b82b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThere are two types of inquiries: hard inquiries and soft inquiries\u00a0that will reflect on your credit report.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fcdf9ba elementor-widget elementor-widget-text-editor\" data-id=\"2fcdf9ba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tHard inquiries can impact your credit score negatively.  The word \u2018can\u2019 is critical. It doesn\u2019t always happen, but the possibility remains.  The first example is applying for a credit card. When you apply for a credit card, the issuer of said credit card will pull a credit check.  This check will determine how \u2018risky\u2019 you are deemed to be.  The second example would be an application for a home loan.  The same procedure of pulling a credit check would apply. Rule of thumb \u2013 keep the hard number of queries limited to two per annum.  The upside is that there is an expiry date for these queries.  The downside is that each question takes two years to expire, that is a fair amount of time for a single question.  Once the query expires, it falls off your credit record, gone.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43e43549 elementor-widget elementor-widget-text-editor\" data-id=\"43e43549\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tHard inquiries can impact your credit score negatively.  The word \u2018can\u2019 is critical. It doesn\u2019t always happen, but the possibility remains.  The first example is applying for a credit card. When you apply for a credit card, the issuer of said credit card will pull a credit check.  This check will determine how \u2018risky\u2019 you are deemed to be.  The second example would be an application for a home loan.  The same procedure of pulling a credit check would apply. Rule of thumb \u2013 keep the hard number of queries limited to two per annum.  The upside is that there is an expiry date for these queries.  The downside is that each question takes two years to expire, that is a fair amount of time for a single question.  Once the query expires, it falls off your credit record, gone.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c47e719 elementor-widget elementor-widget-heading\" data-id=\"2c47e719\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Charge Less on Your Credit Cards<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3765bdf2 elementor-widget elementor-widget-text-editor\" data-id=\"3765bdf2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tPay as you go.  Many subscribe to this policy withcash or a debit card.  Cash remains king; zero cash equates to zero spends.  If you run low on your debit card, your spending will be curbed,and you should ONLY spend what you have left.  This strategy would preferably be a debit card that does not have an overdraft facility.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75454fc elementor-widget elementor-widget-text-editor\" data-id=\"75454fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tKeeping your charges on your credit card to two or three per month is prudent, but ensuring that you pay the debt in full come month-end is informed.   Debit card payments are not tracked by any credit bureaus, but credit card payments always are. Minimal monthly charges show restraint while using the card, and it continues to build your positive credit score.   This feature is known as the debt-to-credit ratio and is a clear indication of being or not being financially savvy.  Your debt-to-credit ratio accounts for a sizeable 30% of your credit score.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68f6e1ef elementor-widget elementor-widget-heading\" data-id=\"68f6e1ef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Build Up a Lengthy Credit History Record<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-283b75e4 elementor-widget elementor-widget-text-editor\" data-id=\"283b75e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tCredit history begins as soon as you are legally old enough to open a bank account, which is when you turn 18. At 18,  nobody tells you about the essential things, like a good credit score or a lengthy credit history, and if they did, you might be disinclined to given advice.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c27ddb8 elementor-widget elementor-widget-text-editor\" data-id=\"4c27ddb8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThe history that you build over time is yours and remains with you forever.  It is built up over time, though, not overnight.  There is research that indicates that the older an account is, the better it is for you.  The older the report, the more history it has attached to it, and history is the fabric of our very existence. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3afd2cdb elementor-widget elementor-widget-text-editor\" data-id=\"3afd2cdb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tNote:  Closing an old account (which could be 15 years old) will not improve your credit history. If the account is closed, any history built up over time for this account will die with it. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-320be360 elementor-widget elementor-widget-heading\" data-id=\"320be360\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Apply for Credit Only When Necessary<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d07bd88 elementor-widget elementor-widget-text-editor\" data-id=\"6d07bd88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tAt some point in your life,it will be necessary to apply for one of a few things: a credit card, a home loan, a car loan, or even a personal loan. These applications will be staggered throughout the various stages of your life. It is paramount to have a \u2018healthy\u2019 mix of credit lines. \t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5f9138 elementor-widget elementor-widget-text-editor\" data-id=\"c5f9138\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tIt demonstrates that you are not in trouble of any kind and that you are an excellent candidate for borrowing money.\u00a0 It is indicative of your reliability, and the various companies that lend the money to you will trust you to take care of this money.\u00a0\u00a0<strong>Contact us 844-829-2292<\/strong>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again. Without being aware of it, you could be damaging your credit score,which will affect your ability to apply for credit. So, we have a choice to make. We can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":395,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Simple Techniques to Optimize Your Credit Score | Read More<\/title>\n<meta name=\"description\" content=\"Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Simple Techniques to Optimize Your Credit Score | Read More\" \/>\n<meta property=\"og:description\" content=\"Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/\" \/>\n<meta property=\"og:site_name\" content=\"premiercreditplus.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Premiercreditplus-1815140582114587\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-01T17:12:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-12T07:22:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"602\" \/>\n\t<meta property=\"og:image:height\" content=\"401\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@premiercreditpl\" \/>\n<meta name=\"twitter:site\" content=\"@premiercreditpl\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/\"},\"author\":{\"name\":\"Aman\",\"@id\":\"https:\/\/premiercreditplus.com\/#\/schema\/person\/00e9b90003610319380875bfd1c71f80\"},\"headline\":\"5 Simple Techniques to Optimize Your Credit Score\",\"datePublished\":\"2020-07-01T17:12:02+00:00\",\"dateModified\":\"2023-04-12T07:22:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/\"},\"wordCount\":1049,\"publisher\":{\"@id\":\"https:\/\/premiercreditplus.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg\",\"articleSection\":[\"Credit Score\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/\",\"url\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/\",\"name\":\"5 Simple Techniques to Optimize Your Credit Score | Read More\",\"isPartOf\":{\"@id\":\"https:\/\/premiercreditplus.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg\",\"datePublished\":\"2020-07-01T17:12:02+00:00\",\"dateModified\":\"2023-04-12T07:22:38+00:00\",\"description\":\"Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again.\",\"breadcrumb\":{\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage\",\"url\":\"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg\",\"contentUrl\":\"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg\",\"width\":602,\"height\":401,\"caption\":\"Optimize Your Credit Score\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/premiercreditplus.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Simple Techniques to Optimize Your Credit Score\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/premiercreditplus.com\/#website\",\"url\":\"https:\/\/premiercreditplus.com\/\",\"name\":\"premiercreditplus.com\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/premiercreditplus.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/premiercreditplus.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/premiercreditplus.com\/#organization\",\"name\":\"Premier Credit Plus\",\"url\":\"https:\/\/premiercreditplus.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/premiercreditplus.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/Untitled-2-1.png\",\"contentUrl\":\"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/Untitled-2-1.png\",\"width\":196,\"height\":90,\"caption\":\"Premier Credit Plus\"},\"image\":{\"@id\":\"https:\/\/premiercreditplus.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Premiercreditplus-1815140582114587\",\"https:\/\/twitter.com\/premiercreditpl\",\"https:\/\/www.yelp.com\/biz\/premier-credit-plus-queens\",\"https:\/\/www.yellowpages.com\/rosedale-ny\/mip\/premier-credit-plus-545452881\",\"https:\/\/www.youtube.com\/channel\/UCkn-3XDQ50aHpO-4Iee_Vww\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/premiercreditplus.com\/#\/schema\/person\/00e9b90003610319380875bfd1c71f80\",\"name\":\"Aman\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/premiercreditplus.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9c59896cf34fbeb9d2e2a287a76163c6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9c59896cf34fbeb9d2e2a287a76163c6?s=96&d=mm&r=g\",\"caption\":\"Aman\"},\"sameAs\":[\"https:\/\/premiercreditplus.com\"],\"url\":\"https:\/\/premiercreditplus.com\/author\/aman\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Simple Techniques to Optimize Your Credit Score | Read More","description":"Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/","og_locale":"en_US","og_type":"article","og_title":"5 Simple Techniques to Optimize Your Credit Score | Read More","og_description":"Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again.","og_url":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/","og_site_name":"premiercreditplus.com","article_publisher":"https:\/\/www.facebook.com\/Premiercreditplus-1815140582114587","article_published_time":"2020-07-01T17:12:02+00:00","article_modified_time":"2023-04-12T07:22:38+00:00","og_image":[{"width":602,"height":401,"url":"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg","type":"image\/jpeg"}],"author":"Aman","twitter_card":"summary_large_image","twitter_creator":"@premiercreditpl","twitter_site":"@premiercreditpl","twitter_misc":{"Written by":"Aman","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#article","isPartOf":{"@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/"},"author":{"name":"Aman","@id":"https:\/\/premiercreditplus.com\/#\/schema\/person\/00e9b90003610319380875bfd1c71f80"},"headline":"5 Simple Techniques to Optimize Your Credit Score","datePublished":"2020-07-01T17:12:02+00:00","dateModified":"2023-04-12T07:22:38+00:00","mainEntityOfPage":{"@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/"},"wordCount":1049,"publisher":{"@id":"https:\/\/premiercreditplus.com\/#organization"},"image":{"@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg","articleSection":["Credit Score"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/","url":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/","name":"5 Simple Techniques to Optimize Your Credit Score | Read More","isPartOf":{"@id":"https:\/\/premiercreditplus.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage"},"image":{"@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage"},"thumbnailUrl":"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg","datePublished":"2020-07-01T17:12:02+00:00","dateModified":"2023-04-12T07:22:38+00:00","description":"Most of us might already think that our credit score is top-notch, and there is no work to be done there. Perhaps you should look again.","breadcrumb":{"@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#primaryimage","url":"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg","contentUrl":"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/5-Simple-Techniques-to-Optimize-Your-Credit-Score-1.jpg","width":602,"height":401,"caption":"Optimize Your Credit Score"},{"@type":"BreadcrumbList","@id":"https:\/\/premiercreditplus.com\/5-simple-techniques-to-optimize-your-credit-score\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/premiercreditplus.com\/"},{"@type":"ListItem","position":2,"name":"5 Simple Techniques to Optimize Your Credit Score"}]},{"@type":"WebSite","@id":"https:\/\/premiercreditplus.com\/#website","url":"https:\/\/premiercreditplus.com\/","name":"premiercreditplus.com","description":"","publisher":{"@id":"https:\/\/premiercreditplus.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/premiercreditplus.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/premiercreditplus.com\/#organization","name":"Premier Credit Plus","url":"https:\/\/premiercreditplus.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/premiercreditplus.com\/#\/schema\/logo\/image\/","url":"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/Untitled-2-1.png","contentUrl":"https:\/\/premiercreditplus.com\/wp-content\/uploads\/2023\/02\/Untitled-2-1.png","width":196,"height":90,"caption":"Premier Credit Plus"},"image":{"@id":"https:\/\/premiercreditplus.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Premiercreditplus-1815140582114587","https:\/\/twitter.com\/premiercreditpl","https:\/\/www.yelp.com\/biz\/premier-credit-plus-queens","https:\/\/www.yellowpages.com\/rosedale-ny\/mip\/premier-credit-plus-545452881","https:\/\/www.youtube.com\/channel\/UCkn-3XDQ50aHpO-4Iee_Vww"]},{"@type":"Person","@id":"https:\/\/premiercreditplus.com\/#\/schema\/person\/00e9b90003610319380875bfd1c71f80","name":"Aman","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/premiercreditplus.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9c59896cf34fbeb9d2e2a287a76163c6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9c59896cf34fbeb9d2e2a287a76163c6?s=96&d=mm&r=g","caption":"Aman"},"sameAs":["https:\/\/premiercreditplus.com"],"url":"https:\/\/premiercreditplus.com\/author\/aman\/"}]}},"_links":{"self":[{"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/posts\/392"}],"collection":[{"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/comments?post=392"}],"version-history":[{"count":7,"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/posts\/392\/revisions"}],"predecessor-version":[{"id":674,"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/posts\/392\/revisions\/674"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/media\/395"}],"wp:attachment":[{"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/media?parent=392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/categories?post=392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/premiercreditplus.com\/wp-json\/wp\/v2\/tags?post=392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}