Your creditors, collectors and credit bureaus will not give you any breathing space. You have to understand your rights, and the laws that govern the creditors, credit bureaus and debt collectors to avoid being taken advantage of. Allow us to dispute your credit report and set the records straight for you. Let the credit repair queen correct the inaccuracies in your credit report the legal way. We will do this through the Fair Credit Repair Act, the Fair Credit Billing Act, and the Fair Debt Collection Practices Act.