How to Get a Bad Credit Loan in NYC
If you’re in the market for loans for bad credit in New York City, you’ve probably found that banks aren’t willing to take a chance on you when your credit isn’t in perfect shape. Luckily, there are still lenders in NYC who can help people with bad credit get cash when they need it most, […]
How to Shop for a Mortgage In NY
If you have decided to shop for a mortgage in NY, either for the first time or after a long period in your current house, you may get yourself confused by all the home mortgage items offered. Add to that all the federal government programs designed to motivate homeownership, various options of loan providers, the industry […]
How to Improve Your Credit Score
You could add up to max points with tips like paying once a month and disputing credit report errors. Your credit score is an essential vital measure of your financial fitness. It’s possible to enhance your credit report by complying with a couple of uncomplicated steps, consisting of charge account that report back to the […]
Why You Should Not Cut-Up All Your Credit Cards
Every month, we receive our credit card statements via email or post. Every month, some will open the statements immediately, and some will either tear them up and get rid of them or leave them in the far reaches of the room,invisible to the naked eye.This age-old problem is the one we find ourselves struggling […]
Removing Collections from Credit Reports
Debtsin collections are a common form of debt in the United States. About thirty-five percent of people have a type of debt in collections. But what is a collection, and why should you remove it? Is it important? Having a debt in collections can seriously harm your credit score and report. Avoiding your late payments and debt […]
What is the Difference Between a Home Equity Loan and a Line of Credit?
The primary benefit of homeownership is building up your equity. Your property can increase your wealth over time. This increase only comes about when you sell your home or borrow against it. When it comes to borrowing the money, there are many options to choose from;however, we will focus mainly on home equity loans(HELOANs) and home […]
Ways to Handle Your Finances if You Lose Your Job
As of May 2020, there were an estimated 21 million people who were unemployed. While this was a result of the pandemic, that doesn’t take away the stress that you feel when you are in this situation. During the first quarter of 2020, the estimated household debt for Americans hit $14.3 trillion. These are scary numbers to some […]
Do Student Loan Deferments or Forbearances Impact Your Credit?
Did you know that an estimated 44.7 million people in the U.S. have student loan debt? This information is according to a report offered by the Federal Reserve Bank of New York back in 2018. At that time, the student loan debt was estimated to be as high as $1.47 trillion. That was just in 2018. […]
Get Something Removed from Your Credit Report
Having good credit is necessary if you ever want to be eligible for home loans, car loans, business loans, and the like. Your credit is also extremely fragile, so once something goes wrong, it can be complicated to correct that wrong. One small mistake can cost you years of progress on your credit, so here […]
Refinance a Mortgage with Bad Credit
The COVID-19 pandemic has wreaked havoc on citizen’s financial stability, with many missing mortgage installments and even facing foreclosure. If you are in this unfortunate boat, you may have heard about mortgage refinancing options available from most financial institutions and federal and state organizations.For those with good credit scores, this is a very viable relief […]
